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Tuesday, December 2, 2014

the Number e

- Good morning class, today we are going to talk about the number "e". Yes I know that Sesame Street would be appalled with the idea that we are learning about a number that is represented as a letter, yet here we are learning about the NUMBER "e".
-First of all lest talk about were the number "e" came from and what it means. Between the years 1727 and 1728 a man named Euler started using e to represent the mathematical constant of (1 + 1/m)m. In this equation as the value for m increases (all the way to infinity) the output of this equation gets closer and closer the the value 2.71.
- e is the base of natural logarithms. (just an FYI)
-This is an extremely valuable concept to understand especially is the financial world of compound interest in this particular case it is used for continuous compound interest.
- The formula that we use to calculate continuously compounded  numbers at a particular rate for an amount of time is A = Pert.  where A is the amount you either have or want to have, P is your principle balance, e is the number e, r is the interest rate, and t is the amount of time in years that the account is compounding continuiously.
- So let us say that you wanted to find out how long it would take to triple an investment you are making. Your original  investment was $2000 that is being continuously compounded at 8.5% interest. To find out how long it is going to take to take to triple this investment we will set our equation up as 6000 = 2000e(.085)t
-So we just need to solve for t. First lets divide 6000 by 2000. this gives us 3.  Now earlier we mentioned that e is the base of a natural logarithm. So now we are going to take as ln3 = lne(.085)t which now gives us ln3=.085t.  So, to get the value of we are now going to divide ln3/.085. this gives us 12.925 as the value of t. therefor it will take 12.925 years to triple your investment of $2000 at a 8.5% intrust rate that is continuously compounding.

3 comments:

  1. Hey Shannon,
    I really liked how you started off talking about Seasame Street - it was a cute way to introduce "e" as a number rather than a letter. Also using the A=Pe^rt as a real world example of "e" was a great idea, as "e" is something that people should know for later in life when trying to find which banks have good interest rates. I think it would have been a little easier to understand the part where you solved for "t" if you had put it in a table on excel and then pasting it in to your post. Overall i really liked the way you explained the number "e".
    - Sarah

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  2. I like that you chose the number e for your post. This concept is particularly confusing and you presented it well! The examples were helpful.

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  3. shannon,

    i like the sesame street intro, they would be appalled! your lesson is good and i like how you give some background about the number before starting your lesson. your calculations are good and i like that you sort of showed how e and ln x are connected. i would have gone into a little more detail on discussing the natural log since you used it to solve your example problem, but other than that, nice job!

    professor little

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